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How to Sell a House With a Bad Roof in Arizona

CASHHOMEBUYER Team

Selling a House With a Bad Roof in Arizona

Arizona's intense sun destroys roofs faster than most places. If your roof is shot, here are your options.

Signs Your Roof Is Bad

  • Missing or curling shingles
  • Multiple leaks
  • Age 20+ years (shingles) or 40+ years (tile)
  • Visible sagging
  • Granules in gutters
  • Daylight through roof boards
  • Water stains on ceilings

    • Roof Types in Arizona

    Asphalt Shingles

  • Lifespan: 15-20 years (less in AZ heat)
  • Replacement cost: $8,000-$15,000
  • Most common, cheapest to replace

    • Tile Roofs

  • Lifespan: 30-50 years
  • Underlayment fails first: $10,000-$20,000 to replace
  • Tiles may last, paper underneath doesn't

    • Flat Roofs

  • Lifespan: 10-15 years
  • Common in AZ
  • Foam or rolled roofing
  • Replacement: $5,000-$12,000

    • Options When Selling

    Option 1: Replace the Roof

  • Highest sale price
  • Buyers more confident
  • Cost: $8,000-$25,000+
  • Timeline: 1-2 weeks

    • Option 2: Offer Credit

  • Price normally
  • Offer roof credit at closing
  • Buyer chooses contractor
  • May not satisfy all buyers

    • Option 3: Price Accordingly

  • Reduce price by repair cost
  • Attract investor/flipper buyers
  • Still may struggle with financing

    • Option 4: Sell As-Is to Cash Buyer

  • No repair costs
  • No credit negotiations
  • Fast closing
  • We handle the roof

    • Financing Challenges

    Bad roofs kill deals because:

  • FHA requires functional roof
  • VA has strict requirements
  • Conventional lenders may require escrow holdback
  • Appraisers flag roof issues

    • Cash buyers don't have these restrictions.

    How We Evaluate Roofs

    We look at:

  • Type and age of roof
  • Extent of damage
  • Structural impact
  • Cost to repair/replace
  • Remaining life

    • We factor roof condition into our offer, but you pay nothing upfront.

    Common Questions

    How old is too old? Shingles over 15-20 years in Arizona are suspect. Tile underlayment over 20-25 years often fails.

    Can I patch it instead? Maybe temporarily, but patches don't satisfy most buyers or lenders.

    What if there's water damage? We buy houses with water damage too. It's often related to roof issues.

    Real Cost Comparison

    Replace roof then sell:

  • Roof cost: $12,000
  • Net sale price: $300,000
  • Your proceeds: $288,000

    • Sell as-is to cash buyer:

  • Roof cost: $0
  • Our offer: $280,000
  • Your proceeds: $280,000

    • The difference? $8,000 - but you avoided the hassle, upfront cost, and weeks of work.

    Get Your Cash Offer

    Don't let a bad roof stop your sale. Get a fair cash offer on your house - roof problems included.

    Ready to Sell Your House Fast?

    Get a fair cash offer with no obligation. We buy houses in any condition.

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