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How to Avoid Realtor Fees When Selling Your House in Arizona

CASHHOMEBUYER Team

How to Sell Your Arizona House Without Paying Realtor Fees

Real estate commissions in Arizona typically run 5-6% of the sale price. On a $400,000 home, that's $20,000-$24,000. Here's how to keep that money.

Understanding Realtor Commissions

Traditional commission structure:

  • Listing agent: 2.5-3%
  • Buyer's agent: 2.5-3%
  • Total: 5-6%
  • You pay both even though you only hired the listing agent.

    Option 1: For Sale By Owner (FSBO)

    Sell your home yourself without any agents.

    Pros:

  • No listing agent commission
  • Full control over the process
  • Can still offer buyer agent commission
  • Cons:

  • Requires significant time
  • Must learn pricing, contracts, negotiations
  • Limited marketing reach
  • May still pay buyer's agent (2.5-3%)
  • Buyers may lowball FSBO homes
  • Realistic Savings: 2.5-3% (you'll likely still pay buyer's agent)

    Option 2: Flat-Fee MLS Listing

    Pay a flat fee ($300-$500) to get on the MLS, then handle everything yourself.

    Pros:

  • MLS exposure
  • Pay only flat fee to list
  • Control showings and negotiations
  • Cons:

  • Still responsible for all work
  • May pay buyer's agent
  • Less support than full-service
  • Realistic Savings: 2.5-3%

    Option 3: Discount Brokers

    Agents who charge 1-2% instead of 3%.

    Pros:

  • Professional representation
  • Lower listing side commission
  • MLS and marketing
  • Cons:

  • May get less attention
  • Still pay buyer's agent
  • Quality varies widely
  • Realistic Savings: 1-2%

    Option 4: Sell to a Cash Buyer

    Sell directly to a company like ours.

    Pros:

  • Zero commission
  • Zero closing cost responsibility
  • Fast closing
  • No repairs or prep
  • Certainty
  • Cons:

  • Offer below full retail value
  • Realistic Savings: Full 5-6% commission

    Commission Math Example

    $400,000 Home with Realtor:

  • Sale price: $400,000
  • Commission (6%): -$24,000
  • Closing costs (3%): -$12,000
  • Repairs: -$8,000
  • Net: $356,000
  • $400,000 Home FSBO (with buyer's agent):

  • Sale price: $385,000 (FSBO discount)
  • Buyer agent (3%): -$11,550
  • Closing costs: -$11,550
  • Repairs: -$8,000
  • Net: $353,900
  • Cash Buyer (85% offer):

  • Offer: $340,000
  • Commission: $0
  • Closing costs: $0
  • Repairs: $0
  • Net: $340,000
  • The Real Cost of DIY

    Before going FSBO, consider:

  • Your time (100+ hours typically)
  • Legal risks
  • Pricing mistakes
  • Negotiation inexperience
  • Deal falling through
  • Best of Both Worlds

    With a cash buyer, you pay no commission AND:

  • No time spent on marketing
  • No weekend open houses
  • No negotiations
  • No inspection surprises
  • Guaranteed closing
  • Get your free cash offer and see what you'll net - commission free.

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