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How Much Below Asking Price Should I Offer on a House in Arizona?

CASHHOMEBUYER Team

How Much Below Asking Price to Offer in Arizona

Making an offer on a house is part art, part science. Here's how to determine what to offer in Arizona's market.

Market Conditions Matter Most

Seller's Market (Low Inventory)

  • Homes sell fast (under 30 days)
  • Multiple offers common
  • Offer at or above asking
  • Below asking = rejected
  • Buyer's Market (High Inventory)

  • Homes sit longer (60+ days)
  • Fewer competing offers
  • Room to negotiate (5-10% below)
  • Sellers more motivated
  • Balanced Market

  • Moderate inventory
  • Some negotiation room (3-5% below)
  • Depends on specific property
  • Factors That Affect Your Offer

    Days on Market

  • Under 7 days: Offer at or above asking
  • 7-30 days: Maybe 2-3% below
  • 30-60 days: Try 5% below
  • 60-90 days: Try 7-10% below
  • 90+ days: Something's wrong, negotiate hard
  • Property Condition

  • Move-in ready: Less negotiation room
  • Needs updates: 5-10% below
  • Needs major repairs: 15-20% below
  • Major issues: Make repair-based offer
  • Seller Motivation

    Signs of motivated sellers:
  • Vacant property
  • Estate/probate sale
  • Relocation listing
  • Price reductions
  • "Bring all offers" language
  • Comparable Sales

    What have similar homes sold for?
  • Below asking: You have room
  • At or above asking: Limited room
  • Arizona-Specific Considerations

    Seasonal Patterns

  • Spring: Most competitive, less room
  • Summer: Slower (heat), more room
  • Fall: Competitive but reasonable
  • Winter: Slowest, most room
  • Location Matters

  • Phoenix/Scottsdale: More competitive
  • Tucson: More moderate
  • Rural areas: More negotiation room
  • What About Cash Offers?

    Cash buyers have advantages:

  • No financing contingencies
  • Faster closing
  • More certainty
  • Cash offers at 5-10% below asking often beat financed offers at asking price.

    Making Your Offer

    Include These Elements

  • Pre-approval letter (if financing)
  • Proof of funds (if cash)
  • Earnest money deposit
  • Desired closing date
  • Contingencies
  • Negotiation Tips

  • Don't lowball excessively
  • Have data to support your offer
  • Be ready to walk away
  • Consider escalation clause in competitive situations
  • Selling Your Current Home?

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